{"id":560007,"date":"2026-07-20T14:16:31","date_gmt":"2026-07-20T07:16:31","guid":{"rendered":"https:\/\/hoanghamobile.com\/tin-tuc\/?p=560007"},"modified":"2026-07-21T09:55:09","modified_gmt":"2026-07-21T02:55:09","slug":"ngan-hang-acb-la-ngan-hang-gi","status":"publish","type":"post","link":"https:\/\/hoanghamobile.com\/tin-tuc\/ngan-hang-acb-la-ngan-hang-gi\/","title":{"rendered":"Ng\u00e2n H\u00e0ng ACB L\u00e0 Ng\u00e2n H\u00e0ng G\u00ec? T\u01b0 Nh\u00e2n Hay Nh\u00e0 N\u01b0\u1edbc, C\u00f3 Uy T\u00edn Kh\u00f4ng 2026"},"content":{"rendered":"

Ng\u00e2n h\u00e0ng ACB l\u00e0 ng\u00e2n h\u00e0ng g\u00ec, thu\u1ed9c s\u1edf h\u1eefu t\u01b0 nh\u00e2n hay nh\u00e0 n\u01b0\u1edbc, v\u00e0 c\u00f3 uy t\u00edn kh\u00f4ng? ACB l\u00e0 t\u00ean vi\u1ebft t\u1eaft c\u1ee7a Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n \u00c1 Ch\u00e2u (Asia Commercial Bank) \u2014 m\u1ed9t ng\u00e2n h\u00e0ng TMCP t\u01b0 nh\u00e2n l\u00e2u \u0111\u1eddi t\u1ea1i Vi\u1ec7t Nam, th\u00e0nh l\u1eadp n\u0103m 1993 v\u00e0 hi\u1ec7n ni\u00eam y\u1ebft tr\u00ean HOSE v\u1edbi m\u00e3 c\u1ed5 phi\u1ebfu ACB. Ng\u00e2n h\u00e0ng ho\u1ea1t \u0111\u1ed9ng d\u01b0\u1edbi s\u1ef1 c\u1ea5p ph\u00e9p, gi\u00e1m s\u00e1t c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN), cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 d\u1ecbch v\u1ee5 t\u1eeb t\u00e0i kho\u1ea3n thanh to\u00e1n, th\u1ebb, ti\u1ebft ki\u1ec7m \u0111\u1ebfn vay v\u1ed1n v\u00e0 ng\u00e2n h\u00e0ng s\u1ed1 qua app ACB ONE. C\u00e1c ph\u1ea7n d\u01b0\u1edbi \u0111\u00e2y l\u00e0m r\u00f5 t\u1eebng kh\u00eda c\u1ea1nh b\u1eb1ng th\u00f4ng tin \u0111\u00e3 x\u00e1c th\u1ef1c, c\u1eadp nh\u1eadt 2026.<\/p>\n

Ng\u00e2n h\u00e0ng ACB l\u00e0 ng\u00e2n h\u00e0ng g\u00ec?<\/h2>\n

ACB l\u00e0 t\u00ean vi\u1ebft t\u1eaft c\u1ee7a Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n \u00c1 Ch\u00e2u, m\u1ed9t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i t\u01b0 nh\u00e2n th\u00e0nh l\u1eadp t\u1eeb n\u0103m 1993.<\/p>\n

ACB (Asia Commercial Bank) ch\u00ednh th\u1ee9c \u0111i v\u00e0o ho\u1ea1t \u0111\u1ed9ng t\u1eeb n\u0103m 1993, l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n ra \u0111\u1eddi kh\u00e1 s\u1edbm t\u1ea1i Vi\u1ec7t Nam, tr\u1ee5 s\u1edf ch\u00ednh \u0111\u1eb7t t\u1ea1i TP.HCM (theo th\u00f4ng tin c\u00f4ng b\u1ed1 t\u1ea1i website ch\u00ednh th\u1ee9c c\u1ee7a ACB<\/a>).<\/p>\n

ACB ho\u1ea1t \u0111\u1ed9ng \u0111a n\u0103ng trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng, ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, h\u1ed9 kinh doanh v\u00e0 doanh nghi\u1ec7p v\u1edbi c\u00e1c nh\u00f3m d\u1ecbch v\u1ee5 ch\u00ednh: t\u00e0i kho\u1ea3n thanh to\u00e1n, th\u1ebb, ti\u1ebft ki\u1ec7m, cho vay, ng\u00e2n h\u00e0ng s\u1ed1 v\u00e0 t\u00e0i tr\u1ee3 th\u01b0\u01a1ng m\u1ea1i qu\u1ed1c t\u1ebf.<\/p>\n

\"ng\u00e2n<\/p>\n\n\n\n\n\n\n\n\n\n\n\n
Ti\u00eau ch\u00ed<\/th>\nTh\u00f4ng tin<\/th>\n<\/tr>\n<\/thead>\n
T\u00ean \u0111\u1ea7y \u0111\u1ee7<\/td>\nNg\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n \u00c1 Ch\u00e2u<\/td>\n<\/tr>\n
T\u00ean ti\u1ebfng Anh<\/td>\nAsia Commercial Bank (ACB)<\/td>\n<\/tr>\n
Lo\u1ea1i h\u00ecnh<\/td>\nNg\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n (t\u01b0 nh\u00e2n)<\/td>\n<\/tr>\n
N\u0103m th\u00e0nh l\u1eadp<\/td>\n1993<\/td>\n<\/tr>\n
Ni\u00eam y\u1ebft<\/td>\nHNX (2006) \u2192 chuy\u1ec3n sang HOSE t\u1eeb 12\/2020<\/td>\n<\/tr>\n
M\u00e3 c\u1ed5 phi\u1ebfu<\/td>\nACB<\/td>\n<\/tr>\n
C\u01a1 quan qu\u1ea3n l\u00fd<\/td>\nNg\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

ACB l\u00e0 ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n hay nh\u00e0 n\u01b0\u1edbc?<\/h2>\n

ACB l\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n t\u01b0 nh\u00e2n, kh\u00f4ng n\u1eb1m trong nh\u00f3m ng\u00e2n h\u00e0ng do Nh\u00e0 n\u01b0\u1edbc n\u1eafm c\u1ed5 ph\u1ea7n chi ph\u1ed1i.<\/p>\n

T\u1ea1i Vi\u1ec7t Nam, nh\u00f3m ng\u00e2n h\u00e0ng c\u00f3 v\u1ed1n nh\u00e0 n\u01b0\u1edbc chi ph\u1ed1i g\u1ed3m Agribank v\u00e0 ba ng\u00e2n h\u00e0ng TMCP m\u00e0 Nh\u00e0 n\u01b0\u1edbc n\u1eafm c\u1ed5 ph\u1ea7n l\u1edbn l\u00e0 Vietcombank, VietinBank, BIDV. ACB kh\u00f4ng thu\u1ed9c nh\u00f3m n\u00e0y \u2014 \u0111\u00e2y l\u00e0 ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n do c\u00e1c c\u1ed5 \u0111\u00f4ng t\u01b0 nh\u00e2n, t\u1ed5 ch\u1ee9c v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 s\u1edf h\u1eefu, ni\u00eam y\u1ebft c\u1ed5 phi\u1ebfu tr\u00ean HOSE.<\/p>\n

D\u00f9 l\u00e0 ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n, ACB v\u1eabn ch\u1ecbu s\u1ef1 c\u1ea5p ph\u00e9p, thanh tra, gi\u00e1m s\u00e1t c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam<\/a> nh\u01b0 m\u1ecdi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00e1c \u2014 c\u1ea3 ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n l\u1eabn ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc \u0111\u1ec1u ch\u1ecbu chung m\u1ed9t khung ph\u00e1p l\u00fd c\u1ee7a NHNN, kh\u00f4ng ph\u1ea3i “t\u01b0 nh\u00e2n” l\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd.<\/p>\n

C\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ch\u00ednh c\u1ee7a ACB<\/h2>\n

ACB cung c\u1ea5p kh\u00e1 \u0111\u1ea7y \u0111\u1ee7 nh\u00f3m d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb v\u00e0 doanh nghi\u1ec7p, t\u1eeb t\u00e0i kho\u1ea3n, th\u1ebb \u0111\u1ebfn vay v\u1ed1n v\u00e0 ng\u00e2n h\u00e0ng s\u1ed1.<\/p>\n\n\n\n\n\n\n\n\n\n\n
Nh\u00f3m<\/th>\nD\u1ecbch v\u1ee5 ti\u00eau bi\u1ec3u<\/th>\n<\/tr>\n<\/thead>\n
T\u00e0i kho\u1ea3n & thanh to\u00e1n<\/td>\nT\u00e0i kho\u1ea3n thanh to\u00e1n, chuy\u1ec3n kho\u1ea3n 24\/7, thanh to\u00e1n QR<\/td>\n<\/tr>\n
Th\u1ebb<\/td>\nTh\u1ebb ghi n\u1ee3 n\u1ed9i \u0111\u1ecba\/qu\u1ed1c t\u1ebf, th\u1ebb t\u00edn d\u1ee5ng nhi\u1ec1u h\u1ea1ng m\u1ee9c<\/td>\n<\/tr>\n
Ti\u1ebft ki\u1ec7m<\/td>\nG\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y v\u00e0 g\u1eedi ti\u1ebft ki\u1ec7m online nhi\u1ec1u k\u1ef3 h\u1ea1n<\/td>\n<\/tr>\n
Vay<\/td>\nVay ti\u00eau d\u00f9ng, vay mua nh\u00e0\/xe, vay kinh doanh<\/td>\n<\/tr>\n
Ng\u00e2n h\u00e0ng s\u1ed1<\/td>\nApp ACB ONE, Internet Banking\/Mobile Banking<\/td>\n<\/tr>\n
Doanh nghi\u1ec7p<\/td>\nT\u00e0i kho\u1ea3n doanh nghi\u1ec7p, thanh to\u00e1n qu\u1ed1c t\u1ebf, t\u00e0i tr\u1ee3 th\u01b0\u01a1ng m\u1ea1i<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\"d\u1ecbch<\/p>\n

App ng\u00e2n h\u00e0ng s\u1ed1 ACB ONE<\/h2>\n

ACB ONE l\u00e0 \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng s\u1ed1 ch\u00ednh th\u1ee9c c\u1ee7a ACB, cho ph\u00e9p th\u1ef1c hi\u1ec7n ph\u1ea7n l\u1edbn giao d\u1ecbch m\u00e0 kh\u00f4ng c\u1ea7n \u0111\u1ebfn qu\u1ea7y giao d\u1ecbch.<\/p>\n