{"id":495578,"date":"2025-10-07T09:37:35","date_gmt":"2025-10-07T02:37:35","guid":{"rendered":"https:\/\/hoanghamobile.com\/tin-tuc\/?p=495578"},"modified":"2025-10-07T09:37:35","modified_gmt":"2025-10-07T02:37:35","slug":"vi-apple-pay","status":"publish","type":"post","link":"https:\/\/hoanghamobile.com\/tin-tuc\/vi-apple-pay\/","title":{"rendered":"C\u00e1ch th\u00eam th\u1ebb ng\u00e2n h\u00e0ng v\u00e0 s\u1eed d\u1ee5ng v\u00ed Apple Pay \u0111\u1ec3 thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam"},"content":{"rendered":"

V\u00ed Apple Pay<\/b> hi\u1ec7n \u0111ang tr\u1edf th\u00e0nh m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n \u0111i\u1ec7n t\u1eed ph\u1ed5 bi\u1ebfn v\u00e0 ti\u1ec7n l\u1ee3i t\u1ea1i Vi\u1ec7t Nam. V\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng c\u1ee7a c\u00f4ng ngh\u1ec7 thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t, vi\u1ec7c th\u00eam th\u1ebb ng\u00e2n h\u00e0ng v\u00e0o Apple Pay v\u00e0 s\u1eed d\u1ee5ng n\u00f3 \u0111\u1ec3 thanh to\u00e1n t\u1ea1i c\u00e1c c\u1eeda h\u00e0ng, \u1ee9ng d\u1ee5ng hay tr\u1ef1c tuy\u1ebfn ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang ta s\u1ebd c\u00f9ng t\u00ecm hi\u1ec3u c\u00e1ch th\u00eam th\u1ebb v\u00e0 s\u1eed d\u1ee5ng v\u00ed n\u00e0y m\u1ed9t c\u00e1ch an to\u00e0n nh\u00e9.<\/span><\/p>\n

V\u00ed Apple Pay l\u00e0 g\u00ec?<\/b><\/h2>\n

Apple Pay l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p thanh to\u00e1n \u0111i\u1ec7n t\u1eed hi\u1ec7n \u0111\u1ea1i, gi\u00fap ng\u01b0\u1eddi d\u00f9ng d\u1ec5 d\u00e0ng th\u1ef1c hi\u1ec7n giao d\u1ecbch nhanh ch\u00f3ng v\u00e0 an to\u00e0n ngay tr\u00ean thi\u1ebft b\u1ecb Apple. V\u00e0 b\u1ea1n h\u00e3y \u0111\u1ecdc ph\u1ea7n n\u1ed9i dung sau \u0111\u00e2y \u0111\u1ec3 \u0111i s\u00e2u h\u01a1n v\u00e0o chi ti\u1ebft v\u1ec1 \u0111\u1ecbnh ngh\u0129a v\u00e0 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a Apple Pay nh\u00e9.<\/span><\/p>\n

L\u00e0 g\u00ec?<\/b><\/h3>\n

Apple Pay l\u00e0 m\u1ed9t d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng d\u00e2y v\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed do Apple gi\u1edbi thi\u1ec7u v\u00e0o ng\u00e0y 20\/10\/2014, mang \u0111\u1ebfn ph\u01b0\u01a1ng th\u1ee9c giao d\u1ecbch hi\u1ec7n \u0111\u1ea1i, ti\u1ec7n l\u1ee3i cho ng\u01b0\u1eddi d\u00f9ng. Thay v\u00ec s\u1eed d\u1ee5ng th\u1ebb v\u1eadt l\u00fd, Apple Pay cho ph\u00e9p th\u1ef1c hi\u1ec7n thanh to\u00e1n qua c\u00f4ng ngh\u1ec7 NFC, gi\u00fap gi\u1ea3m thi\u1ec3u nguy c\u01a1 l\u1ed9 th\u00f4ng tin th\u1ebb ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 d\u1eef li\u1ec7u c\u00e1 nh\u00e2n.\u00a0<\/span><\/p>\n

V\u1edbi h\u1ec7 th\u1ed1ng b\u1ea3o m\u1eadt ti\u00ean ti\u1ebfn, Apple Pay kh\u00f4ng ch\u1ec9 \u0111\u1ea3m b\u1ea3o an to\u00e0n m\u00e0 c\u00f2n n\u00e2ng cao tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng trong vi\u1ec7c mua s\u1eafm, thanh to\u00e1n h\u00e0ng h\u00f3a v\u00e0 d\u1ecbch v\u1ee5. Nh\u1edd nh\u1eefng \u01b0u \u0111i\u1ec3m v\u01b0\u1ee3t tr\u1ed9i n\u00e0y, Apple Pay \u0111\u01b0\u1ee3c d\u1ef1 \u0111o\u00e1n s\u1ebd chi\u1ebfm h\u01a1n 10% t\u1ed5ng s\u1ed1 giao d\u1ecbch ti\u1ec1n m\u1eb7t tr\u00ean to\u00e0n c\u1ea7u v\u00e0o n\u0103m 2025.<\/span><\/p>\n

\"vi-apple-pay-1\"<\/picture><\/p>\n

\u0110\u1ec3 s\u1eed d\u1ee5ng Apple Pay, thi\u1ebft b\u1ecb c\u1ee7a ng\u01b0\u1eddi d\u00f9ng ph\u1ea3i \u0111\u00e1p \u1ee9ng m\u1ed9t s\u1ed1 y\u00eau c\u1ea7u k\u1ef9 thu\u1eadt. C\u1ee5 th\u1ec3, iPhone t\u1eeb phi\u00ean b\u1ea3n 6 tr\u1edf l\u00ean c\u1ea7n \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt h\u1ec7 \u0111i\u1ec1u h\u00e0nh iOS 12.5.2 ho\u1eb7c phi\u00ean b\u1ea3n m\u1edbi h\u01a1n. Ngo\u00e0i ra, d\u1ecbch v\u1ee5 c\u0169ng h\u1ed7 tr\u1ee3 tr\u00ean Apple Watch Series 4 tr\u1edf l\u00ean v\u1edbi h\u1ec7 \u0111i\u1ec1u h\u00e0nh watchOS 9 tr\u1edf l\u00ean, gi\u00fap ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u00eam nhi\u1ec1u l\u1ef1a ch\u1ecdn ti\u1ec7n l\u1ee3i khi thanh to\u00e1n.<\/span><\/p>\n

L\u01b0u \u00fd r\u1eb1ng, \u0111\u1ec3 s\u1eed d\u1ee5ng Apple Pay tr\u00ean Apple Watch, thi\u1ebft b\u1ecb n\u00e0y ph\u1ea3i \u0111\u01b0\u1ee3c gh\u00e9p \u0111\u00f4i v\u1edbi iPhone 8 tr\u1edf l\u00ean, \u0111\u1ea3m b\u1ea3o t\u00ednh \u0111\u1ed3ng b\u1ed9 v\u00e0 kh\u1ea3 n\u0103ng ho\u1ea1t \u0111\u1ed9ng hi\u1ec7u qu\u1ea3 trong qu\u00e1 tr\u00ecnh giao d\u1ecbch. V\u1edbi nh\u1eefng \u0111i\u1ec1u ki\u1ec7n n\u00e0y, Apple Pay ng\u00e0y c\u00e0ng kh\u1eb3ng \u0111\u1ecbnh v\u1ecb th\u1ebf c\u1ee7a m\u00ecnh nh\u01b0 m\u1ed9t c\u00f4ng c\u1ee5 thanh to\u00e1n th\u00f4ng minh, an to\u00e0n v\u00e0 d\u1ec5 s\u1eed d\u1ee5ng trong th\u1eddi \u0111\u1ea1i s\u1ed1.<\/span><\/p>\n

C\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a Apple Pay<\/b><\/h3>\n

V\u00ed Apple Pay<\/b> ho\u1ea1t \u0111\u1ed9ng d\u1ef1a tr\u00ean c\u00f4ng ngh\u1ec7 giao ti\u1ebfp tr\u01b0\u1eddng g\u1ea7n (NFC), gi\u00fap ng\u01b0\u1eddi d\u00f9ng th\u1ef1c hi\u1ec7n thanh to\u00e1n nhanh ch\u00f3ng m\u00e0 kh\u00f4ng c\u1ea7n mang theo th\u1ebb ng\u00e2n h\u00e0ng v\u1eadt l\u00fd. Khi thanh to\u00e1n t\u1ea1i c\u1eeda h\u00e0ng h\u1ed7 tr\u1ee3 Apple Pay, th\u00f4ng tin c\u00e1 nh\u00e2n nh\u01b0 t\u00ean, \u0111\u1ecba ch\u1ec9 hay chi ti\u1ebft th\u1ebb t\u00edn d\u1ee5ng s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c chia s\u1ebb v\u1edbi b\u00ean b\u00e1n, gi\u00fap t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt v\u00e0 b\u1ea3o v\u1ec7 quy\u1ec1n ri\u00eang t\u01b0 ng\u01b0\u1eddi d\u00f9ng. Qu\u00e1 tr\u00ecnh n\u00e0y c\u0169ng lo\u1ea1i b\u1ecf vi\u1ec7c x\u00e1c nh\u1eadn gi\u1ea5y t\u1edd t\u00f9y th\u00e2n v\u1edbi nh\u00e2n vi\u00ean thu ng\u00e2n, mang l\u1ea1i tr\u1ea3i nghi\u1ec7m mua s\u1eafm thu\u1eadn ti\u1ec7n v\u00e0 an to\u00e0n h\u01a1n.<\/span><\/p>\n

\"vi-apple-pay-2\"<\/picture><\/p>\n

C\u1ee5 th\u1ec3, khi \u0111\u1ebfn qu\u1ea7y thanh to\u00e1n t\u01b0\u01a1ng th\u00edch, iPhone c\u1ee7a b\u1ea1n s\u1ebd t\u1ef1 \u0111\u1ed9ng b\u1eadt s\u00e1ng v\u00e0 m\u1edf \u1ee9ng d\u1ee5ng V\u00ed, cho ph\u00e9p l\u1ef1a ch\u1ecdn th\u1ebb mu\u1ed1n s\u1eed d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n. Sau \u0111\u00f3, ch\u1ec9 c\u1ea7n \u0111\u01b0a thi\u1ebft b\u1ecb l\u1ea1i g\u1ea7n m\u00e1y qu\u00e9t, giao d\u1ecbch s\u1ebd \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn nhanh ch\u00f3ng th\u00f4ng qua Face ID ho\u1eb7c Touch ID, t\u00f9y v\u00e0o lo\u1ea1i thi\u1ebft b\u1ecb v\u00e0 c\u00e0i \u0111\u1eb7t b\u1ea3o m\u1eadt c\u1ee7a b\u1ea1n. Quy tr\u00ecnh n\u00e0y \u0111\u01a1n gi\u1ea3n, nhanh g\u1ecdn nh\u01b0ng v\u1eabn \u0111\u1ea3m b\u1ea3o \u0111\u1ed9 an to\u00e0n cao nh\u1edd c\u00f4ng ngh\u1ec7 m\u00e3 h\u00f3a hi\u1ec7n \u0111\u1ea1i.<\/span><\/p>\n

V\u00ed Apple Pay c\u00f3 d\u00f9ng t\u1ea1i Vi\u1ec7t Nam \u0111\u01b0\u1ee3c kh\u00f4ng?<\/b><\/h2>\n

T\u1ea1i Vi\u1ec7t Nam, Apple Pay hi\u1ec7n h\u1ed7 tr\u1ee3 th\u1ebb t\u00edn d\u1ee5ng v\u00e0 th\u1ebb ghi n\u1ee3 t\u1eeb m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng l\u1edbn nh\u01b0 ACB, Vietcombank, Techcombank, Sacombank, VPBank v\u00e0 Ng\u00e2n h\u00e0ng Qu\u00e2n \u0110\u1ed9i. D\u1ef1 ki\u1ebfn, trong t\u01b0\u01a1ng lai g\u1ea7n, danh s\u00e1ch c\u00e1c ng\u00e2n h\u00e0ng h\u1ee3p t\u00e1c s\u1ebd \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng, gi\u00fap nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 tr\u1ea3i nghi\u1ec7m ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n ti\u1ec7n \u00edch n\u00e0y tr\u00ean c\u00e1c thi\u1ebft b\u1ecb Apple c\u1ee7a m\u00ecnh.<\/span><\/p>\n

\"vi-apple-pay-3\"<\/picture><\/p>\n

Th\u00f4ng qua vi\u1ec7c li\u00ean k\u1ebft v\u1edbi nhi\u1ec1u ng\u00e2n h\u00e0ng l\u1edbn trong n\u01b0\u1edbc, d\u1ecbch v\u1ee5 n\u00e0y cho ph\u00e9p kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng th\u00eam th\u1ebb t\u00edn d\u1ee5ng ho\u1eb7c th\u1ebb ghi n\u1ee3 v\u00e0o \u1ee9ng d\u1ee5ng Wallet v\u00e0 thanh to\u00e1n nhanh ch\u00f3ng. Tuy nhi\u00ean, \u0111\u1ec3 s\u1eed d\u1ee5ng Apple Pay t\u1ea1i Vi\u1ec7t Nam, ng\u01b0\u1eddi d\u00f9ng c\u1ea7n ki\u1ec3m tra xem ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh th\u1ebb c\u00f3 h\u1ed7 tr\u1ee3 d\u1ecbch v\u1ee5 hay kh\u00f4ng, c\u0169ng nh\u01b0 thi\u1ebft b\u1ecb Apple c\u00f3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u k\u1ef9 thu\u1eadt c\u1ea7n thi\u1ebft.<\/span><\/p>\n

H\u01b0\u1edbng d\u1eabn c\u00e1ch th\u00eam th\u1ebb ng\u00e2n h\u00e0ng v\u00e0o v\u00ed Apple Pay<\/b><\/h2>\n

Tr\u01b0\u1edbc h\u1ebft, h\u00e3y \u0111\u1ea3m b\u1ea3o thi\u1ebft b\u1ecb c\u1ee7a b\u1ea1n \u0111ang s\u1eed d\u1ee5ng phi\u00ean b\u1ea3n iOS m\u1edbi nh\u1ea5t \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh t\u01b0\u01a1ng th\u00edch v\u00e0 an to\u00e0n. Ti\u1ebfp theo, \u0111\u0103ng nh\u1eadp Apple ID v\u00e0o iCloud \u0111\u1ec3 k\u00edch ho\u1ea1t c\u00e1c t\u00ednh n\u0103ng c\u1ee7a Apple Pay. L\u01b0u \u00fd, th\u1ebb c\u1ea7n th\u00eam ph\u1ea3i l\u00e0 th\u1ebb thanh to\u00e1n qu\u1ed1c t\u1ebf nh\u01b0 Visa, Mastercard ho\u1eb7c JCB, c\u00f3 th\u1ec3 l\u00e0 th\u1ebb t\u00edn d\u1ee5ng ho\u1eb7c th\u1ebb ghi n\u1ee3.<\/span><\/p>\n

B\u01b0\u1edbc 1: M\u1edf \u1ee9ng d\u1ee5ng C\u00e0i \u0111\u1eb7t tr\u00ean iPhone, t\u00ecm v\u00e0 ch\u1ecdn m\u1ee5c V\u00ed, sau \u0111\u00f3 nh\u1ea5n v\u00e0o \u201cTh\u00eam th\u1ebb\u201d.<\/span><\/p>\n

\"vi-apple-pay-4\"<\/picture><\/p>\n

B\u01b0\u1edbc 2: Ch\u1ecdn lo\u1ea1i th\u1ebb b\u1ea1n mu\u1ed1n th\u00eam, g\u1ed3m th\u1ebb ghi n\u1ee3 ho\u1eb7c th\u1ebb t\u00edn d\u1ee5ng, r\u1ed3i nh\u1ea5n \u201cTi\u1ebfp t\u1ee5c\u201d.<\/span><\/p>\n

\"vi-apple-pay-5\"<\/picture><\/p>\n

B\u01b0\u1edbc 3: Qu\u00e9t th\u1ebb b\u1eb1ng camera ho\u1eb7c nh\u1eadp th\u1ee7 c\u00f4ng c\u00e1c th\u00f4ng tin c\u1ea7n thi\u1ebft nh\u01b0 t\u00ean ch\u1ee7 th\u1ebb, s\u1ed1 th\u1ebb, ng\u00e0y h\u1ebft h\u1ea1n v\u00e0 m\u00e3 b\u1ea3o m\u1eadt CVV. Sau \u0111\u00f3, b\u1ea5m \u201cTi\u1ebfp t\u1ee5c\u201d v\u00e0 \u0111\u1ed3ng \u00fd v\u1edbi c\u00e1c \u0111i\u1ec1u kho\u1ea3n s\u1eed d\u1ee5ng c\u1ee7a Apple Pay.<\/span><\/p>\n

\"vi-apple-pay-6\"<\/picture><\/p>\n

B\u01b0\u1edbc 4: Ng\u00e2n h\u00e0ng s\u1ebd g\u1eedi m\u00e3 x\u00e1c th\u1ef1c \u0111\u1ebfn s\u1ed1 \u0111i\u1ec7n tho\u1ea1i \u0111\u00e3 \u0111\u0103ng k\u00fd. B\u1ea1n nh\u1eadp m\u00e3 n\u00e0y \u0111\u1ec3 ho\u00e0n t\u1ea5t qu\u00e1 tr\u00ecnh x\u00e1c minh v\u00e0 k\u00edch ho\u1ea1t th\u1ebb trong v\u00ed \u0111i\u1ec7n t\u1eed.<\/span><\/p>\n

\"vi-apple-pay-7\"<\/picture><\/p>\n

B\u01b0\u1edbc 5: Cu\u1ed1i c\u00f9ng, b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn th\u1ebb v\u1eeba th\u00eam l\u00e0m ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n m\u1eb7c \u0111\u1ecbnh trong Apple Pay \u0111\u1ec3 s\u1eed d\u1ee5ng ti\u1ec7n l\u1ee3i h\u01a1n khi giao d\u1ecbch. Nh\u01b0 v\u1eady, ch\u1ec9 v\u1edbi v\u00e0i thao t\u00e1c \u0111\u01a1n gi\u1ea3n, b\u1ea1n \u0111\u00e3 s\u1eb5n s\u00e0ng t\u1eadn h\u01b0\u1edfng ti\u1ec7n \u00edch thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac c\u00f9ng Apple Pay.<\/span><\/p>\n

H\u01b0\u1edbng d\u1eabn s\u1eed d\u1ee5ng v\u00ed Apple Pay \u0111\u1ec3 thanh to\u00e1n<\/b><\/h2>\n

B\u01b0\u1edbc 1: \u0110\u1ea3m b\u1ea3o r\u1eb1ng Apple Pay \u0111\u00e3 \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t v\u00e0 th\u1ebb ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c th\u00eam v\u00e0o \u1ee9ng d\u1ee5ng Wallet tr\u00ean thi\u1ebft b\u1ecb Apple c\u1ee7a b\u1ea1n. \u0110\u1ed3ng th\u1eddi, c\u1eeda h\u00e0ng c\u1ea7n c\u00f3 m\u00e1y POS h\u1ed7 tr\u1ee3 thanh to\u00e1n qua c\u00f4ng ngh\u1ec7 NFC.<\/span><\/p>\n

B\u01b0\u1edbc 2: Khi s\u1eb5n s\u00e0ng thanh to\u00e1n, nh\u1ea5n nhanh hai l\u1ea7n v\u00e0o n\u00fat ngu\u1ed3n (ho\u1eb7c n\u00fat c\u1ea1nh b\u00ean) tr\u00ean iPhone ho\u1eb7c Apple Watch \u0111\u1ec3 m\u1edf tr\u00ecnh thanh to\u00e1n Apple Pay. Thi\u1ebft b\u1ecb s\u1ebd t\u1ef1 \u0111\u1ed9ng hi\u1ec3n th\u1ecb th\u1ebb m\u1eb7c \u0111\u1ecbnh m\u00e0 b\u1ea1n \u0111\u00e3 ch\u1ecdn ho\u1eb7c th\u1ebb g\u1ea7n \u0111\u00e2y nh\u1ea5t b\u1ea1n \u0111\u00e3 s\u1eed d\u1ee5ng.<\/span><\/p>\n

\"vi-apple-pay-8\"<\/picture><\/p>\n

B\u01b0\u1edbc 3: Gi\u1eef thi\u1ebft b\u1ecb l\u1ea1i g\u1ea7n v\u1ecb tr\u00ed c\u1ea3m \u1ee9ng NFC tr\u00ean m\u00e1y POS. Khi ti\u1ebfp x\u00fac, Apple Pay s\u1ebd t\u1ef1 \u0111\u1ed9ng g\u1eedi th\u00f4ng tin thanh to\u00e1n \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a \u0111\u1ebfn m\u00e1y qu\u00e9t m\u00e0 kh\u00f4ng ti\u1ebft l\u1ed9 chi ti\u1ebft th\u1ebb c\u1ee7a b\u1ea1n, \u0111\u1ea3m b\u1ea3o t\u00ednh b\u1ea3o m\u1eadt t\u1ed1i \u0111a.<\/span><\/p>\n

\"vi-apple-pay-9\"<\/picture><\/p>\n

B\u01b0\u1edbc 4: X\u00e1c nh\u1eadn giao d\u1ecbch b\u1eb1ng Face ID, Touch ID ho\u1eb7c m\u1eadt kh\u1ea9u thi\u1ebft b\u1ecb n\u1ebfu \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u. Qu\u00e1 tr\u00ecnh n\u00e0y gi\u00fap x\u00e1c th\u1ef1c ng\u01b0\u1eddi d\u00f9ng, ng\u0103n ch\u1eb7n vi\u1ec7c s\u1eed d\u1ee5ng tr\u00e1i ph\u00e9p.<\/span><\/p>\n

\"vi-apple-pay-10\"<\/picture><\/p>\n

B\u01b0\u1edbc 5: Khi giao d\u1ecbch th\u00e0nh c\u00f4ng, m\u00e0n h\u00ecnh s\u1ebd hi\u1ec3n th\u1ecb th\u00f4ng b\u00e1o ho\u00e0n t\u1ea5t, \u0111\u1ed3ng th\u1eddi b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c bi\u00ean lai t\u1eeb c\u1eeda h\u00e0ng. Vi\u1ec7c thanh to\u00e1n qua Apple Pay kh\u00f4ng ch\u1ec9 nhanh ch\u00f3ng m\u00e0 c\u00f2n gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m th\u1eddi gian v\u00e0 h\u1ea1n ch\u1ebf ti\u1ebfp x\u00fac tr\u1ef1c ti\u1ebfp v\u1edbi thi\u1ebft b\u1ecb thanh to\u00e1n.<\/span><\/p>\n

V\u00ed Apple Pay c\u00f3 an to\u00e0n kh\u00f4ng?<\/b><\/h2>\n

Apple Pay \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 m\u1ed9t trong nh\u1eefng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n \u0111i\u1ec7n t\u1eed an to\u00e0n nh\u1ea5t hi\u1ec7n nay nh\u1edd v\u00e0o nhi\u1ec1u l\u1edbp b\u1ea3o m\u1eadt ti\u00ean ti\u1ebfn m\u00e0 Apple \u00e1p d\u1ee5ng. \u0110\u1ea7u ti\u00ean, c\u00f4ng ty kh\u00f4ng l\u01b0u gi\u1eef b\u1ea5t k\u1ef3 th\u00f4ng tin giao d\u1ecbch hay chi ti\u1ebft th\u1ebb ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi d\u00f9ng tr\u00ean m\u00e1y ch\u1ee7, gi\u00fap ng\u0103n ch\u1eb7n nguy c\u01a1 r\u00f2 r\u1ec9 d\u1eef li\u1ec7u c\u00e1 nh\u00e2n. Thay v\u00e0o \u0111\u00f3, m\u1ecdi d\u1eef li\u1ec7u li\u00ean quan \u0111\u1ebfn th\u1ebb \u0111\u1ec1u \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a v\u00e0 b\u1ea3o v\u1ec7 nghi\u00eam ng\u1eb7t ngay tr\u00ean thi\u1ebft b\u1ecb.<\/span><\/p>\n

\"vi-apple-pay-11\"<\/picture><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, Apple t\u00edch h\u1ee3p c\u00e1c c\u00f4ng ngh\u1ec7 b\u1ea3o m\u1eadt hi\u1ec7n \u0111\u1ea1i nh\u01b0 Face ID ho\u1eb7c Touch ID \u0111\u1ec3 x\u00e1c th\u1ef1c m\u1ed7i l\u1ea7n thanh to\u00e1n. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 ch\u1ec9 khi ch\u00ednh ch\u1ee7 s\u1edf h\u1eefu \u0111i\u1ec7n tho\u1ea1i x\u00e1c nh\u1eadn b\u1eb1ng d\u1ea5u v\u00e2n tay ho\u1eb7c khu\u00f4n m\u1eb7t th\u00ec giao d\u1ecbch m\u1edbi \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n, gi\u1ea3m thi\u1ec3u t\u1ed1i \u0111a nguy c\u01a1 s\u1eed d\u1ee5ng tr\u00e1i ph\u00e9p n\u1ebfu thi\u1ebft b\u1ecb b\u1ecb m\u1ea5t ho\u1eb7c \u0111\u00e1nh c\u1eafp.<\/span><\/p>\n

Trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n kh\u00f4ng may th\u1ea5t l\u1ea1c smartphone, ch\u1ee9c n\u0103ng Find My iPhone s\u1ebd gi\u00fap kh\u00f3a thi\u1ebft b\u1ecb t\u1eeb xa, ng\u0103n ch\u1eb7n vi\u1ec7c truy c\u1eadp v\u00e0 s\u1eed d\u1ee5ng Apple Pay. H\u01a1n n\u1eefa, ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 x\u00f3a ho\u00e0n to\u00e0n d\u1eef li\u1ec7u tr\u00ean \u0111i\u1ec7n tho\u1ea1i \u0111\u1ec3 b\u1ea3o v\u1ec7 th\u00f4ng tin c\u00e1 nh\u00e2n m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3.<\/span><\/p>\n

M\u1ed9t s\u1ed1 r\u1ee7i ro ti\u1ec1m \u1ea9n n\u1ebfu d\u00f9ng Apple Pay kh\u00f4ng \u0111\u00fang c\u00e1ch<\/b><\/h2>\n

D\u00f9 Apple Pay mang l\u1ea1i nhi\u1ec1u ti\u1ec7n \u00edch v\u00e0 b\u1ea3o m\u1eadt cao, vi\u1ec7c s\u1eed d\u1ee5ng kh\u00f4ng \u0111\u00fang c\u00e1ch v\u1eabn c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn m\u1ed9t s\u1ed1 r\u1ee7i ro ti\u1ec1m \u1ea9n. Hi\u1ec3u r\u00f5 nh\u1eefng nguy c\u01a1 n\u00e0y s\u1ebd gi\u00fap b\u1ea1n ch\u1ee7 \u0111\u1ed9ng ph\u00f2ng tr\u00e1nh v\u00e0 b\u1ea3o v\u1ec7 t\u00e0i kho\u1ea3n c\u0169ng nh\u01b0 th\u00f4ng tin c\u00e1 nh\u00e2n khi thanh to\u00e1n qua v\u00ed \u0111i\u1ec7n t\u1eed.<\/span><\/p>\n

Nguy c\u01a1 thanh to\u00e1n gian l\u1eadn khi s\u1eed d\u1ee5ng Apple Pay<\/b><\/h3>\n

M\u1ed9t nghi\u00ean c\u1ee9u t\u1eeb \u0110\u1ea1i h\u1ecdc Birmingham \u0111\u00e3 ch\u1ec9 ra r\u1eb1ng ng\u01b0\u1eddi d\u00f9ng <\/span>V\u00ed Apple Pay<\/b> c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i r\u1ee7i ro gian l\u1eadn khi s\u1eed d\u1ee5ng t\u00ednh n\u0103ng Express tr\u00ean th\u1ebb VISA. Ch\u1ebf \u0111\u1ed9 n\u00e0y gi\u00fap vi\u1ec7c thanh to\u00e1n c\u00e1c chuy\u1ebfn \u0111i b\u1eb1ng ph\u01b0\u01a1ng ti\u1ec7n c\u00f4ng c\u1ed9ng tr\u1edf n\u00ean nhanh ch\u00f3ng, kh\u00f4ng c\u1ea7n x\u00e1c th\u1ef1c l\u1ea1i b\u1eb1ng Face ID ho\u1eb7c Touch ID \u2014 b\u1ea1n ch\u1ec9 c\u1ea7n ch\u1ea1m iPhone ho\u1eb7c Apple Watch v\u00e0o \u0111\u1ea7u \u0111\u1ecdc th\u1ebb r\u1ed3i \u0111i qua.<\/span><\/p>\n

\"vi-apple-pay-12\"<\/picture><\/p>\n

Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y c\u0169ng t\u1ea1o c\u01a1 h\u1ed9i cho tin t\u1eb7c s\u1eed d\u1ee5ng thi\u1ebft b\u1ecb v\u00f4 tuy\u1ebfn \u0111\u1ec3 ghi \u0111\u00e8 v\u00e0 sao ch\u00e9p giao d\u1ecbch nhi\u1ec1u l\u1ea7n m\u00e0 ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng hay bi\u1ebft. Do \u0111\u00f3, ng\u01b0\u1eddi d\u00f9ng n\u00ean th\u01b0\u1eddng xuy\u00ean ki\u1ec3m tra c\u00e1c giao d\u1ecbch trong \u1ee9ng d\u1ee5ng Wallet \u0111\u1ec3 ph\u00e1t hi\u1ec7n k\u1ecbp th\u1eddi c\u00e1c kho\u1ea3n ph\u00ed b\u1ea5t th\u01b0\u1eddng v\u00e0 tr\u00e1nh thi\u1ec7t h\u1ea1i t\u00e0i ch\u00ednh.<\/span><\/p>\n

M\u1eb7c d\u00f9 t\u1ed3n t\u1ea1i nguy c\u01a1 n\u00e0y, Apple Pay v\u1eabn duy tr\u00ec \u0111\u01b0\u1ee3c m\u1ee9c \u0111\u1ed9 b\u1ea3o m\u1eadt cao v\u00e0 ch\u01b0a t\u1eebng ghi nh\u1eadn tr\u01b0\u1eddng h\u1ee3p b\u1ecb t\u1ea5n c\u00f4ng m\u1ea1ng th\u00e0nh c\u00f4ng. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y h\u1ec7 th\u1ed1ng b\u1ea3o v\u1ec7 v\u00e0 m\u00e3 h\u00f3a d\u1eef li\u1ec7u c\u1ee7a Apple \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf r\u1ea5t ch\u1eb7t ch\u1ebd, gi\u00fap ng\u01b0\u1eddi d\u00f9ng y\u00ean t\u00e2m h\u01a1n khi s\u1eed d\u1ee5ng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i n\u00e0y.<\/span><\/p>\n

Apple Pay ch\u1ec9 h\u1ed7 tr\u1ee3 thi\u1ebft b\u1ecb c\u1ee7a Apple<\/b><\/h3>\n

Apple Pay l\u00e0 d\u1ecbch v\u1ee5 thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u1ed9c quy\u1ec1n, ch\u1ec9 kh\u1ea3 d\u1ee5ng tr\u00ean c\u00e1c s\u1ea3n ph\u1ea9m c\u1ee7a Apple nh\u01b0 iPhone, iPad, Mac v\u00e0 Apple Watch. \u0110i\u1ec1u n\u00e0y \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng th\u1ec3 s\u1eed d\u1ee5ng ph\u01b0\u01a1ng th\u1ee9c n\u00e0y tr\u00ean c\u00e1c thi\u1ebft b\u1ecb ch\u1ea1y h\u1ec7 \u0111i\u1ec1u h\u00e0nh kh\u00e1c, ch\u1eb3ng h\u1ea1n nh\u01b0 \u0111i\u1ec7n tho\u1ea1i Android ho\u1eb7c m\u00e1y t\u00ednh b\u1ea3ng kh\u00f4ng ph\u1ea3i c\u1ee7a Apple. S\u1ef1 gi\u1edbi h\u1ea1n n\u00e0y xu\u1ea5t ph\u00e1t t\u1eeb vi\u1ec7c Apple thi\u1ebft k\u1ebf h\u1ec7 sinh th\u00e1i c\u00f4ng ngh\u1ec7 kh\u00e9p k\u00edn, gi\u00fap t\u1ed1i \u01b0u tr\u1ea3i nghi\u1ec7m v\u00e0 b\u1ea3o m\u1eadt cho kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng thi\u1ebft b\u1ecb c\u1ee7a h\u00e3ng.<\/span><\/p>\n

\"vi-apple-pay-13\"<\/picture><\/p>\n

N\u1ebfu b\u1ea1n \u0111ang d\u00f9ng smartphone ho\u1eb7c m\u00e1y t\u00ednh b\u1ea3ng thu\u1ed9c n\u1ec1n t\u1ea3ng kh\u00e1c v\u00e0 mu\u1ed1n tr\u1ea3i nghi\u1ec7m thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac, c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc l\u1ef1a ch\u1ecdn Google Pay. \u1ee8ng d\u1ee5ng n\u00e0y h\u1ed7 tr\u1ee3 \u0111a d\u1ea1ng thi\u1ebft b\u1ecb tr\u00ean c\u1ea3 h\u1ec7 \u0111i\u1ec1u h\u00e0nh Android l\u1eabn iOS, gi\u00fap ng\u01b0\u1eddi d\u00f9ng d\u1ec5 d\u00e0ng th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch \u0111i\u1ec7n t\u1eed ti\u1ec7n l\u1ee3i m\u00e0 kh\u00f4ng b\u1ecb gi\u1edbi h\u1ea1n v\u1ec1 thi\u1ebft b\u1ecb. Nh\u1edd s\u1ef1 linh ho\u1ea1t n\u00e0y, Google Pay tr\u1edf th\u00e0nh l\u1ef1a ch\u1ecdn ph\u1ed5 bi\u1ebfn d\u00e0nh cho nh\u1eefng ai kh\u00f4ng thu\u1ed9c c\u1ed9ng \u0111\u1ed3ng ng\u01b0\u1eddi d\u00f9ng Apple nh\u01b0ng v\u1eabn mu\u1ed1n t\u1eadn h\u01b0\u1edfng c\u00e1c ti\u1ec7n \u00edch c\u1ee7a v\u00ed \u0111i\u1ec7n t\u1eed hi\u1ec7n \u0111\u1ea1i.<\/span><\/p>\n

Gi\u1edbi h\u1ea1n khi thi\u1ebft b\u1ecb h\u1ebft pin v\u00e0 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn thanh to\u00e1n Apple Pay<\/b><\/h3>\n

M\u1ed9t h\u1ea1n ch\u1ebf \u0111\u00e1ng ch\u00fa \u00fd khi s\u1eed d\u1ee5ng Apple Pay l\u00e0 n\u1ebfu thi\u1ebft b\u1ecb c\u1ee7a b\u1ea1n b\u1ecb h\u1ebft pin ho\u00e0n to\u00e0n, b\u1ea1n s\u1ebd kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch thanh to\u00e1n qua v\u00ed \u0111i\u1ec7n t\u1eed n\u00e0y.<\/span> V\u00ec Apple Pay<\/b> y\u00eau c\u1ea7u thi\u1ebft b\u1ecb ho\u1ea1t \u0111\u1ed9ng v\u00e0 m\u1edf kh\u00f3a \u0111\u1ec3 x\u00e1c nh\u1eadn giao d\u1ecbch, n\u00ean khi iPhone ho\u1eb7c Apple Watch kh\u00f4ng c\u00f2n n\u0103ng l\u01b0\u1ee3ng, ch\u1ee9c n\u0103ng thanh to\u00e1n kh\u00f4ng th\u1ec3 \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t. \u0110i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 g\u00e2y b\u1ea5t ti\u1ec7n trong nh\u1eefng t\u00ecnh hu\u1ed1ng c\u1ea7n thi\u1ebft nh\u01b0 mua s\u1eafm ho\u1eb7c di chuy\u1ec3n b\u1eb1ng ph\u01b0\u01a1ng ti\u1ec7n c\u00f4ng c\u1ed9ng.<\/span><\/p>\n

\"vi-apple-pay-14\"<\/picture><\/p>\n

M\u1eb7c d\u00f9 m\u1ed9t s\u1ed1 thi\u1ebft b\u1ecb h\u1ed7 tr\u1ee3 s\u1eed d\u1ee5ng ch\u1ebf \u0111\u1ed9 ti\u1ebft ki\u1ec7m pin cho ph\u00e9p thanh to\u00e1n m\u1ed9t s\u1ed1 l\u1ea7n sau khi m\u00e1y t\u1eaft ngu\u1ed3n, nh\u01b0ng t\u00ednh n\u0103ng n\u00e0y kh\u00f4ng \u00e1p d\u1ee5ng ph\u1ed5 bi\u1ebfn v\u00e0 c\u00f3 gi\u1edbi h\u1ea1n v\u1ec1 th\u1eddi gian c\u0169ng nh\u01b0 s\u1ed1 l\u1ea7n giao d\u1ecbch. Do \u0111\u00f3, vi\u1ec7c duy tr\u00ec thi\u1ebft b\u1ecb lu\u00f4n \u0111\u1ee7 pin l\u00e0 \u0111i\u1ec1u quan tr\u1ecdng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o b\u1ea1n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng Apple Pay m\u1ecdi l\u00fac, m\u1ecdi n\u01a1i.<\/span><\/p>\n

\u0110\u1ec3 tr\u00e1nh g\u1eb7p kh\u00f3 kh\u0103n trong qu\u00e1 tr\u00ecnh thanh to\u00e1n, ng\u01b0\u1eddi d\u00f9ng n\u00ean ch\u00fa \u00fd ki\u1ec3m tra v\u00e0 s\u1ea1c pin thi\u1ebft b\u1ecb th\u01b0\u1eddng xuy\u00ean, \u0111\u1ed3ng th\u1eddi chu\u1ea9n b\u1ecb ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n d\u1ef1 ph\u00f2ng trong tr\u01b0\u1eddng h\u1ee3p c\u1ea7n thi\u1ebft. Nh\u1edd v\u1eady, b\u1ea1n s\u1ebd kh\u00f4ng b\u1ecb gi\u00e1n \u0111o\u1ea1n khi s\u1eed d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed hi\u1ec7n \u0111\u1ea1i n\u00e0y.<\/span><\/p>\n

K\u1ebft lu\u1eadn<\/b><\/h2>\n

V\u00ed Apple Pay<\/b> kh\u00f4ng ch\u1ec9 mang \u0111\u1ebfn s\u1ef1 ti\u1ec7n l\u1ee3i trong vi\u1ec7c thanh to\u00e1n nhanh ch\u00f3ng v\u00e0 an to\u00e0n m\u00e0 c\u00f2n gi\u00fap ng\u01b0\u1eddi d\u00f9ng tr\u1ea3i nghi\u1ec7m ph\u01b0\u01a1ng th\u1ee9c giao d\u1ecbch hi\u1ec7n \u0111\u1ea1i, kh\u00f4ng c\u1ea7n d\u00f9ng ti\u1ec1n m\u1eb7t hay th\u1ebb v\u1eadt l\u00fd. Tuy v\u1eabn t\u1ed3n t\u1ea1i m\u1ed9t s\u1ed1 h\u1ea1n ch\u1ebf nh\u01b0 y\u00eau c\u1ea7u thi\u1ebft b\u1ecb ho\u1ea1t \u0111\u1ed9ng v\u00e0 h\u1ed7 tr\u1ee3 k\u1ef9 thu\u1eadt, Apple Pay v\u1eabn ch\u1ee9ng minh \u0111\u01b0\u1ee3c v\u1ecb th\u1ebf h\u00e0ng \u0111\u1ea7u trong l\u0129nh v\u1ef1c thanh to\u00e1n s\u1ed1.<\/span><\/p>\n

Xem th\u00eam:<\/b><\/p>\n