{"id":280302,"date":"2023-11-02T19:44:25","date_gmt":"2023-11-02T12:44:25","guid":{"rendered":"https:\/\/hoanghamobile.com\/tin-tuc\/?p=280302"},"modified":"2023-11-02T19:44:25","modified_gmt":"2023-11-02T12:44:25","slug":"mua-bao-hiem-xe-may-o-dau","status":"publish","type":"post","link":"https:\/\/hoanghamobile.com\/tin-tuc\/mua-bao-hiem-xe-may-o-dau\/","title":{"rendered":"B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c: Mua \u1edf \u0111\u00e2u l\u00e0 chu\u1ea9n?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Hi\u1ec7n nay c\u00f3 nhi\u1ec1u \u0111\u1ecba \u0111i\u1ec3m b\u00e1n b\u1ea3o hi\u1ec3m xe m\u00e1y nh\u01b0ng nhi\u1ec1u ng\u01b0\u1eddi v\u1eabn ph\u00e2n v\u00e2n kh\u00f4ng bi\u1ebft mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u l\u00e0 chu\u1ea9n v\u00e0 uy t\u00edn. \u0110\u00e2y l\u00e0 m\u1ed9t lo\u1ea1i gi\u1ea5y t\u1edd b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 khi tham gia giao th\u00f4ng n\u00ean m\u1ecdi ng\u01b0\u1eddi ph\u1ea3i mua s\u1edbm \u0111\u1ec3 kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t. \u0110\u1ec3 t\u00ecm \u0111\u01b0\u1ee3c \u0111\u1ecba \u0111i\u1ec3m mua b\u1ea3o hi\u1ec3m xe m\u00e1y chu\u1ea9n th\u00ec m\u1ecdi ng\u01b0\u1eddi h\u00e3y theo d\u00f5i b\u00e0i vi\u1ebft sau.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 g\u00ec?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 ho\u1ea1t \u0111\u1ed9ng cam k\u1ebft v\u1edbi m\u1ee5c \u0111\u00edch gi\u1ea3i quy\u1ebft nh\u1eefng chi ph\u00ed thi\u1ec7t h\u1ea1i trong t\u00ecnh hu\u1ed1ng r\u1ee7i ro ph\u00e1t sinh khi tham gia giao th\u00f4ng. V\u00ec v\u1eady, n\u1ebfu b\u1ea1n c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c th\u00ec trong tr\u01b0\u1eddng h\u1ee3p ph\u00e1t sinh nh\u1eefng t\u00ecnh hu\u1ed1ng x\u1ea5u \u0111\u01b0\u1ee3c cam k\u1ebft trong b\u1ea3o hi\u1ec3m th\u00ec b\u00ean b\u00e1n b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 tr\u00e1ch nhi\u1ec7m ph\u1ee5 c\u1ea5p cho ng\u01b0\u1eddi mua m\u1ed9t kho\u1ea3n chi ph\u00ed theo \u0111\u00fang quy \u0111\u1ecbnh.<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-1.jpg.webp 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-1-300x169.jpg.webp 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-1-768x432.jpg.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" type=\"image\/webp\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-280324 aligncenter webpexpress-processed\" src=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-1.jpg\" alt=\"mua-bao-hiem-xe-may-o-dau-1\" width=\"800\" height=\"450\" srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-1.jpg 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-1-300x169.jpg 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-1-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c ch\u00ednh l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c ph\u1ea3i mua. N\u1ebfu nh\u01b0 b\u1ea1n kh\u00f4ng mua lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y th\u00ec b\u1ea1n c\u00f3 th\u1ec3 b\u1ecb ph\u1ea1t h\u00e0nh ch\u00ednh theo \u0111\u00fang quy \u0111\u1ecbnh t\u1eeb ph\u00e1p lu\u1eadt.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1edfi v\u1eady, ch\u00fang ta c\u00f3 th\u1ec3 th\u1ea5y vi\u1ec7c mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 th\u1ef1c s\u1ef1 c\u1ea7n thi\u1ebft. \u0110\u00e2y l\u00e0 vi\u1ec7c l\u00e0m th\u1ec3 hi\u1ec7n s\u1ef1 t\u00f4n tr\u1ecdng c\u1ee7a ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng v\u1edbi ph\u00e1p lu\u1eadt v\u00e0 c\u0169ng l\u00e0 ph\u01b0\u01a1ng \u00e1n t\u1ed1i \u01b0u \u0111\u1ec3 d\u1ef1 ph\u00f2ng c\u00e1c tr\u01b0\u1eddng h\u1ee3p r\u1ee7i ro khi c\u1ea7n thi\u1ebft. V\u1eady mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u \u0111\u1ea1t chu\u1ea9n nh\u1ea5t? M\u1ecdi ng\u01b0\u1eddi h\u00e3y xem th\u00eam ph\u1ea7n ti\u1ebfp theo.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Ph\u01b0\u01a1ng ti\u1ec7n n\u00e0o c\u1ea7n mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Theo quy \u0111\u1ecbnh c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/ N\u0110-CP v\u1ec1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c, c\u00e1c ch\u1ee7 xe c\u01a1 gi\u1edbi mu\u1ed1n tham gia giao th\u00f4ng b\u1eaft bu\u1ed9c ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y.\u00a0<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-2.jpg.webp 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-2-300x169.jpg.webp 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-2-768x432.jpg.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" type=\"image\/webp\"><img decoding=\"async\" class=\"size-full wp-image-280325 aligncenter webpexpress-processed\" src=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-2.jpg\" alt=\"mua-bao-hiem-xe-may-o-dau-2\" width=\"800\" height=\"450\" srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-2.jpg 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-2-300x169.jpg 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-2-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Trong \u0111\u00f3, nh\u1eefng lo\u1ea1i xe c\u01a1 gi\u1edbi \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh \u1edf Kho\u1ea3n 18, \u0110i\u1ec1u 3 thu\u1ed9c Lu\u1eadt Giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 g\u1ed3m: m\u00e1y k\u00e9o; xe \u00f4 t\u00f4; s\u01a1 mi r\u01a1 mo\u00f3c\/ r\u01a1 mo\u00f3c \u0111\u01b0\u1ee3c k\u00e9o b\u1edfi \u00f4 t\u00f4\/ m\u00e1y k\u00e9o; xe m\u00f4 t\u00f4 ba b\u00e1nh; xe m\u00f4 t\u00f4 hai b\u00e1nh; xe g\u1eafn m\u00e1y (bao g\u1ed3m c\u1ea3 xe m\u00e1y \u0111i\u1ec7n) v\u00e0 nh\u1eefng lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">T\u00f3m l\u1ea1i, nh\u1eefng m\u1eabu xe sau \u0111\u00e2y ph\u1ea3i tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Xe m\u00f4 t\u00f4 3 b\u00e1nh<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Xe m\u00f4 t\u00f4 2 b\u00e1nh<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Xe g\u1eafn m\u00e1y (bao g\u1ed3m c\u1ea3 xe m\u00e1y \u0111i\u1ec7n) v\u00e0 nh\u1eefng ki\u1ec3u xe t\u01b0\u01a1ng t\u1ef1.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c c\u00f3 gi\u00e1 bao nhi\u00eau?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Tr\u01b0\u1edbc khi t\u00ecm hi\u1ec3u mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u \u0111\u1ea1t chu\u1ea9n, b\u1ea1n c\u1ea7n t\u00ecm hi\u1ec3u m\u1ee9c gi\u00e1 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c. Hi\u1ec7n nay m\u1ee9c gi\u00e1 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng theo quy \u0111\u1ecbnh c\u1ee7a Ph\u1ee5 l\u1ee5c I thu\u1ed9c Ngh\u1ecb \u0110\u1ecbnh 67\/2023\/N\u0110-CP. M\u1ee9c gi\u00e1 b\u1ea3o hi\u1ec3m s\u1ebd dao \u0111\u1ed9ng t\u00f9y theo t\u1eebng ph\u01b0\u01a1ng ti\u1ec7n (ch\u01b0a g\u1ed3m ph\u00ed VAT 10%) nh\u01b0 sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Xe m\u00f4 t\u00f4 hai b\u00e1nh c\u00f3 ph\u00e2n kh\u1ed1i d\u01b0\u1edbi 50cc, xe m\u00e1y \u0111i\u1ec7n: 55.000 \u0111\u1ed3ng.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Xe m\u00f4 t\u00f4 hai b\u00e1nh c\u00f3 ph\u00e2n kh\u1ed1i tr\u00ean 50cc: 60.000 \u0111\u1ed3ng.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Xe m\u00f4 t\u00f4 ba b\u00e1nh v\u00e0 nh\u1eefng lo\u1ea1i xe g\u1eafn m\u00e1y kh\u00e1c: 290.000 \u0111\u1ed3ng.<\/span><\/li>\n<\/ul>\n<p><picture><source srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-3.jpg.webp 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-3-300x169.jpg.webp 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-3-768x432.jpg.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" type=\"image\/webp\"><img decoding=\"async\" class=\"size-full wp-image-280326 aligncenter webpexpress-processed\" src=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-3.jpg\" alt=\"mua-bao-hiem-xe-may-o-dau-3\" width=\"800\" height=\"450\" srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-3.jpg 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-3-300x169.jpg 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-3-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">M\u1ecdi ng\u01b0\u1eddi c\u1ea7n l\u01b0u \u00fd l\u00e0 m\u1ee9c gi\u00e1 tr\u00ean \u0111\u01b0\u1ee3c t\u00ednh cho b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 th\u1eddi h\u1ea1n trong v\u00f2ng 1 n\u0103m. B\u00ean c\u1ea1nh b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c th\u00ec hi\u1ec7n nay c\u00f2n c\u00f3 lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n. M\u1ee9c ph\u00ed cho lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y kh\u00f4ng quy \u0111\u1ecbnh m\u1ed9t m\u1ee9c c\u1ee5 th\u1ec3 m\u00e0 n\u00f3 ph\u1ee5 thu\u1ed9c v\u00e0o h\u1ee3p \u0111\u1ed3ng gi\u1eefa c\u00f4ng ty kinh doanh b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi d\u00e2n.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u chu\u1ea9n v\u00e0 uy t\u00edn nh\u1ea5t?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Hi\u1ec7n nay c\u00f3 kh\u00e1 nhi\u1ec1u \u0111\u01a1n v\u1ecb b\u00e1n b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam nh\u01b0 B\u1ea3o hi\u1ec3m Qu\u00e2n \u0111\u1ed9i MIC, B\u1ea3o hi\u1ec3m B\u1ea3o Vi\u1ec7t, B\u1ea3o hi\u1ec3m BIC, B\u1ea3o hi\u1ec3m PVI, B\u1ea3o hi\u1ec3m PTI thu\u1ed9c T\u1ed5ng c\u00f4ng ty CP B\u1ea3o hi\u1ec3m B\u01b0u \u0111i\u1ec7n,&#8230;<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-4.jpg.webp 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-4-300x169.jpg.webp 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-4-768x432.jpg.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-280327 aligncenter webpexpress-processed\" src=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-4.jpg\" alt=\"mua-bao-hiem-xe-may-o-dau-4\" width=\"800\" height=\"450\" srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-4.jpg 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-4-300x169.jpg 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-4-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n c\u00f3 th\u1ec3 \u0111\u1ebfn nh\u1eefng \u0111\u1ecba ch\u1ec9 sau \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u1ea1t chu\u1ea9n nh\u01b0:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Tr\u1ee5 s\u1edf c\u00f4ng ty b\u1ea3o hi\u1ec3m \u1edf g\u1ea7n n\u01a1i s\u1ed1ng nh\u1ea5t<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0110\u1ea1i l\u00fd ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">C\u00e2y x\u0103ng<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh \u0111\u00f3, m\u1ecdi ng\u01b0\u1eddi c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c qua v\u00ed Momo. C\u00e1ch n\u00e0y \u0111\u1ee1 m\u1ea5t th\u1eddi gian c\u1ee7a b\u1ea1n h\u01a1n v\u00ec b\u1ea1n kh\u00f4ng c\u1ea7n t\u00ecm \u0111\u1ebfn \u0111\u1ecba \u0111i\u1ec3m b\u00e1n b\u1ea3o hi\u1ec3m m\u00e0 v\u1eabn \u0111\u01b0\u1ee3c nh\u1eadn b\u1ea3o hi\u1ec3m t\u1eadn tay.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u1edbi v\u00ed \u0111i\u1ec7n t\u1eed Momo, m\u1ecdi ng\u01b0\u1eddi c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c nhanh ch\u00f3ng m\u00e0 v\u1eabn \u0111\u1ea3m b\u1ea3o mua \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111\u1ea1t chu\u1ea9n t\u1eeb nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u nh\u01b0 GIC, B\u1ea3o Vi\u1ec7t, PTI, MIC. Sau khi giao d\u1ecbch th\u00e0nh c\u00f4ng, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m tr\u00ean v\u00ed Momo s\u1ebd \u0111\u01b0\u1ee3c g\u1eedi b\u1ea3o hi\u1ec3m xe m\u00e1y tr\u1ef1c ti\u1ebfp t\u1edbi \u0111\u1ecba ch\u1ec9 c\u1ee7a m\u00ecnh m\u00e0 kh\u00f4ng m\u1ea5t b\u1ea5t c\u1ee9 lo\u1ea1i ph\u00ed v\u1eadn chuy\u1ec3n n\u00e0o.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">H\u01b0\u1edbng d\u1eabn mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c t\u1ea1i V\u00ed Momo<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u l\u00e0 nhanh ch\u00f3ng v\u00e0 thu\u1eadn ti\u1ec7n nh\u1ea5t l\u00e0 th\u1eafc m\u1eafc c\u1ee7a kh\u00e1 nhi\u1ec1u ng\u01b0\u1eddi hi\u1ec7n nay. C\u00e1ch nhanh nh\u1ea5t l\u00e0 m\u1ecdi ng\u01b0\u1eddi h\u00e3y mua b\u1ea3o hi\u1ec3m xe m\u00e1y qua v\u00ed Momo theo c\u00e1c b\u01b0\u1edbc nh\u01b0 sau:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u01b0\u1edbc 1: \u0110\u1ea7u ti\u00ean b\u1ea1n c\u1ea7n v\u00e0o \u1ee9ng d\u1ee5ng Momo. Sau \u0111\u00f3 b\u1ea1n ch\u1ecdn v\u00e0o m\u1ee5c T\u1ea5t c\u1ea3 d\u1ecbch v\u1ee5 tr\u00ean giao di\u1ec7n ch\u00ednh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u01b0\u1edbc 2: B\u1ea1n k\u00e9o xu\u1ed1ng m\u1ee5c T\u00e0i ch\u00ednh &#8211; B\u1ea3o hi\u1ec3m, sau \u0111\u00f3 ch\u1ecdn m\u1ee5c B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c.<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-5.jpg.webp 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-5-300x169.jpg.webp 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-5-768x432.jpg.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-280329 aligncenter webpexpress-processed\" src=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-5.jpg\" alt=\"mua-bao-hiem-xe-may-o-dau-5\" width=\"800\" height=\"450\" srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-5.jpg 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-5-300x169.jpg 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-5-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">B\u01b0\u1edbc 3: B\u1ea1n nh\u1eadp c\u00e1c th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m nh\u01b0 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, th\u00f4ng tin xe (t\u00ean ch\u1ee7 xe, \u0111\u1ecba ch\u1ec9 th\u01b0\u1eddng tr\u00fa, bi\u1ec3n s\u1ed1 xe, ng\u01b0\u1eddi nh\u1eadn gi\u1ea5y ch\u1ee9ng nh\u1eadn, email, nh\u00e0 b\u1ea3o hi\u1ec3m).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u01b0\u1edbc 4: Sau \u0111\u00f3 b\u1ea1n b\u1ea5m v\u00e0o Mua ngay v\u00e0 x\u00e1c nh\u1eadn c\u00e1c th\u00f4ng tin \u0111\u00e3 \u0111i\u1ec1n \u1edf tr\u00ean \u0111\u1ec3 tham gia b\u1ea3o hi\u1ec3m b\u1eb1ng c\u00e1ch b\u1ea5m v\u00e0o X\u00e1c nh\u1eadn<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u01b0\u1edbc 5: B\u1ea1n th\u1ef1c hi\u1ec7n thanh to\u00e1n v\u00e0 ki\u1ec3m tra h\u00f3a \u0111\u01a1n \u0111\u01b0\u1ee3c xu\u1ea5t. Sau \u0111\u00f3 b\u1ea1n ch\u1ec9 c\u1ea7n ch\u1edd b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c g\u1eedi \u0111\u1ebfn t\u1eadn \u0111\u1ecba ch\u1ec9 nh\u00e0 c\u1ee7a m\u00ecnh.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Kh\u00f4ng tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y s\u1ebd b\u1ecb ph\u1ea1t bao nhi\u00eau?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Ngo\u00e0i v\u1ea5n \u0111\u1ec1 mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u l\u00e0 chu\u1ea9n nh\u1ea5t, nhi\u1ec1u ng\u01b0\u1eddi c\u00f2n th\u1eafc m\u1eafc v\u1ec1 vi\u1ec7c kh\u00f4ng mua b\u1ea3o hi\u1ec3m s\u1ebd b\u1ecb ph\u1ea1t bao nhi\u00eau? Theo Kho\u1ea3n 2, \u0110i\u1ec1u 58 thu\u1ed9c Lu\u1eadt Giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 2008, b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 gi\u1ea5y t\u1edd b\u1eaft bu\u1ed9c ph\u1ea3i \u0111em theo khi \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n v\u00e0o tham gia giao th\u00f4ng. V\u00ec v\u1eady n\u1ebfu kh\u00f4ng c\u00f3 lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0y th\u00ec ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n s\u1ebd b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh theo quy \u0111\u1ecbnh thu\u1ed9c Ngh\u1ecb \u0111\u1ecbnh 100\/2019\/N\u0110-CP.<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-6.jpg.webp 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-6-300x169.jpg.webp 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-6-768x432.jpg.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-280330 aligncenter webpexpress-processed\" src=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-6.jpg\" alt=\"mua-bao-hiem-xe-may-o-dau-6\" width=\"800\" height=\"450\" srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-6.jpg 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-6-300x169.jpg 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-6-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">C\u1ee5 th\u1ec3 \u1edf \u0110i\u1ec3m a, Kho\u1ea3n 2, \u0110i\u1ec1u 21 thu\u1ed9c Ngh\u1ecb \u0110\u1ecbnh 100\/2019\/N\u0110-CP \u0111\u00e3 \u0111\u01b0a ra quy \u0111\u1ecbnh ph\u1ea1t ti\u1ec1n kho\u1ea3ng <strong>100.000 \u0111\u1ed3ng &#8211; 200.000 \u0111\u1ed3ng<\/strong> v\u1edbi ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n \u0111i\u1ec1u khi\u1ec3n xe g\u1eafn m\u00e1y, xe m\u00f4 t\u00f4, nh\u1eefng lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 nh\u01b0 xe m\u00f4 t\u00f4 v\u00e0 nh\u1eefng lo\u1ea1i xe g\u1eafn m\u00e1y t\u01b0\u01a1ng t\u1ef1 n\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m ho\u1eb7c kh\u00f4ng mang theo gi\u1ea5y b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c c\u00f2n hi\u1ec7u l\u1ef1c.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c gi\u00e1 r\u1ebb?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Nhi\u1ec1u ng\u01b0\u1eddi hi\u1ec7n nay kh\u00f4ng bi\u1ebft mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u n\u00ean \u0111\u00e3 ch\u1ecdn \u0111\u1ea1i nh\u1eefng n\u01a1i b\u00e1n b\u1ea3o hi\u1ec3m gi\u00e1 r\u1ebb ven \u0111\u01b0\u1eddng. Li\u1ec7u b\u1ea3o hi\u1ec3m n\u00e0y c\u00f3 th\u1ef1c s\u1ef1 ch\u1ea5t l\u01b0\u1ee3ng?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00ec nhu c\u1ea7u mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c \u0111ang ng\u00e0y c\u00e0ng t\u0103ng cao n\u00ean c\u00f3 kh\u00e1 nhi\u1ec1u ng\u01b0\u1eddi \u0111ang l\u1ee3i d\u1ee5ng \u0111i\u1ec1u n\u00e0y \u0111\u1ec3 b\u00e1n b\u1ea3o hi\u1ec3m xe m\u00e1y k\u00e9m ch\u1ea5t l\u01b0\u1ee3ng v\u1edbi m\u1ee9c gi\u00e1 r\u1ebb ch\u1ec9 t\u1eeb 10.000 \u0111\u1ed3ng \u0111\u1ebfn 20.000 \u0111\u1ed3ng \u1edf ven \u0111\u01b0\u1eddng.\u00a0<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-7.jpg.webp 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-7-300x169.jpg.webp 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-7-768x432.jpg.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-280331 aligncenter webpexpress-processed\" src=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-7.jpg\" alt=\"mua-bao-hiem-xe-may-o-dau-7\" width=\"800\" height=\"450\" srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-7.jpg 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-7-300x169.jpg 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-7-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh \u0111\u00f3, do t\u00e2m l\u00fd c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng ch\u1ec9 mu\u1ed1n \u0111\u1ed1i ph\u00f3 v\u1edbi c\u1ea3nh s\u00e1t v\u00e0 c\u0169ng ch\u01b0a t\u00ecm hi\u1ec3u r\u00f5 v\u1ec1 nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y n\u00ean \u0111\u00e3 v\u1ed9i v\u00e0ng mua b\u1ea3o hi\u1ec3m gi\u00e1 r\u1ebb ven \u0111\u01b0\u1eddng. Nh\u01b0ng h\u1ecd l\u1ea1i kh\u00f4ng bi\u1ebft r\u1eb1ng \u0111\u00e2y ch\u1ec9 l\u00e0 b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n v\u00e0 ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n c\u00f3 th\u1ec3 quy\u1ebft \u0111\u1ecbnh tham gia b\u1ea3o hi\u1ec3m ho\u1eb7c kh\u00f4ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Khi b\u1ecb c\u1ea3nh s\u00e1t ki\u1ec3m tra c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd th\u00ec d\u00f9 b\u1ea1n c\u00f3 b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n m\u00e0 kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c th\u00ec b\u1ea1n v\u1eabn b\u1ecb x\u1eed ph\u1ea1t theo \u0111\u00fang quy \u0111\u1ecbnh \u1edf tr\u00ean v\u1ec1 h\u00e0nh vi kh\u00f4ng mang theo b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c. V\u00ec v\u1eady m\u00e0 m\u1ecdi ng\u01b0\u1eddi n\u00ean ch\u00fa \u00fd mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c t\u1eeb nh\u1eefng \u0111\u1ecba \u0111i\u1ec3m, \u0111\u01a1n v\u1ecb \u0111\u00e1ng tin c\u1eady nh\u01b0 \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp \u1edf ph\u1ea7n tr\u00ean.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">C\u00e2u h\u1ecfi li\u00ean quan \u0111\u1ebfn mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh v\u1ea5n \u0111\u1ec1 mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u th\u00ec c\u00f3 nhi\u1ec1u ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n c\u0169ng th\u1eafc m\u1eafc m\u1ed9t s\u1ed1 v\u1ea5n \u0111\u1ec1 li\u00ean quan nh\u01b0 sau:<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c c\u1ea7n chu\u1ea9n b\u1ecb gi\u1ea5y t\u1edd g\u00ec?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 mua \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c th\u00ec ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n c\u1ea7n chu\u1ea9n b\u1ecb hai lo\u1ea1i gi\u1ea5y t\u1edd \u0111\u00f3 l\u00e0:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">CMND\/CCCD<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Gi\u1ea5y \u0111\u0103ng k\u00fd xe (c\u00e0 v\u1eb9t)<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c c\u00f3 c\u00f4ng d\u1ee5ng g\u00ec?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c s\u1ebd b\u1ea3o hi\u1ec3m cho nh\u1eefng thi\u1ec7t h\u1ea1i, th\u01b0\u01a1ng t\u00edch do ph\u01b0\u01a1ng ti\u1ec7n c\u1ee7a ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m g\u00e2y ra cho m\u1ed9t b\u00ean th\u1ee9 3 (ng\u01b0\u1eddi \u0111\u00e3 b\u1ecb thi\u1ec7t h\u1ea1i v\u1ec1 t\u00ednh m\u1ea1ng, s\u1ee9c kh\u1ecfe, t\u00e0i s\u1ea3n nh\u01b0ng kh\u00f4ng ph\u1ea3i do ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe ho\u1eb7c ng\u01b0\u1eddi l\u00e1i xe g\u00e2y ra tai n\u1ea1n).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Chi ph\u00ed b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c cho b\u00ean th\u1ee9 3 ch\u00ednh l\u00e0 s\u1ef1 h\u1ed7 tr\u1ee3 cho ch\u1ee7 xe v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh khi h\u1ecd g\u00e2y ra nh\u1eefng v\u1ee5 tai n\u1ea1n v\u00e0 ph\u1ea3i tr\u1ea3 ti\u1ec1n cho nh\u1eefng kho\u1ea3n ph\u00ed y t\u1ebf kh\u1ea9n c\u1ea5p, ph\u00ed s\u1eeda xe, ph\u00ed mai t\u00e1ng cho ng\u01b0\u1eddi \u0111\u00e3 b\u1ecb h\u1ea1i trong v\u1ee5 vi\u1ec7c tai n\u1ea1n.<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-8.jpg.webp 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-8-300x169.jpg.webp 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-8-768x432.jpg.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-280332 aligncenter webpexpress-processed\" src=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-8.jpg\" alt=\"mua-bao-hiem-xe-may-o-dau-8\" width=\"800\" height=\"450\" srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-8.jpg 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-8-300x169.jpg 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-8-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">M\u1ee9c ch\u1ecbu tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh r\u00f5 r\u00e0ng trong \u0110i\u1ec1u 4 thu\u1ed9c Th\u00f4ng t\u01b0 04\/2021\/TT-BTC nh\u01b0 sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">V\u1edbi nh\u1eefng thi\u1ec7t h\u1ea1i \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ee9c kh\u1ecfe v\u00e0 t\u00ednh m\u1ea1ng th\u00ec b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c s\u1ebd chi tr\u1ea3 s\u1ed1 ti\u1ec1n l\u00e0 150.000.000 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ v\u1ee5.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">V\u1edbi nh\u1eefng thi\u1ec7t h\u1ea1i v\u1ec1 m\u1eb7t t\u00e0i s\u1ea3n do xe m\u00f4 t\u00f4 ba b\u00e1nh, xe m\u00f4 t\u00f4 hai b\u00e1nh, xe g\u1eafn m\u00e1y g\u00e2y ra th\u00ec b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c s\u1ebd chi tr\u1ea3 s\u1ed1 ti\u1ec1n l\u00e0 50.000.000 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ v\u1ee5.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Th\u1eddi h\u1ea1n c\u00f3 hi\u1ec7u l\u1ef1c c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 bao l\u00e2u?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh th\u1eafc m\u1eafc mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u \u0111\u1ea1t chu\u1ea9n, nhi\u1ec1u ng\u01b0\u1eddi c\u0169ng th\u1eafc m\u1eafc th\u1eddi h\u1ea1n c\u00f3 hi\u1ec7u l\u1ef1c c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 bao l\u00e2u? Theo \u0111i\u1ec1u 9 thu\u1ed9c Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP \u0111\u00e3 quy \u0111\u1ecbnh v\u1ec1 th\u1eddi h\u1ea1n c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 t\u1ed1i thi\u1ec3u 01 n\u0103m v\u00e0 t\u1ed1i \u0111a l\u00e0 03 n\u0103m. Th\u1eddi h\u1ea1n n\u00e0y \u00e1p d\u1ee5ng cho ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n xe m\u00f4 t\u00f4 2 b\u00e1nh, 3 b\u00e1nh, xe m\u00e1y, xe g\u1eafn m\u00e1y (bao g\u1ed3m c\u1ea3 xe m\u00e1y \u0111i\u1ec7n).<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-9.jpg.webp 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-9-300x169.jpg.webp 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/webp-express\/webp-images\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-9-768x432.jpg.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-280333 aligncenter webpexpress-processed\" src=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-9.jpg\" alt=\"mua-bao-hiem-xe-may-o-dau-9\" width=\"800\" height=\"450\" srcset=\"https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-9.jpg 800w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-9-300x169.jpg 300w, https:\/\/hoanghamobile.com\/tin-tuc\/wp-content\/uploads\/2023\/10\/mua-bao-hiem-xe-may-o-dau-9-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\"><\/picture><\/p>\n<h3><span style=\"font-weight: 400;\">Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c g\u1ed3m nh\u1eefng n\u1ed9i dung g\u00ec?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Theo Kho\u1ea3n 3, \u0110i\u1ec1u 6 thu\u1ed9c Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP, gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c \u0111\u1ea1t chu\u1ea9n ph\u1ea3i \u0111\u1ea3m b\u1ea3o c\u00e1c n\u1ed9i dung nh\u01b0 sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">T\u00ean, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i, \u0111\u1ecba ch\u1ee7 c\u1ee7a ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">S\u1ed1 khung, s\u1ed1 m\u00e1y ho\u1eb7c s\u1ed1 bi\u1ec3n ki\u1ec3m so\u00e1t c\u1ee7a xe<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">T\u00ean, \u0111\u1ecba ch\u1ec9, s\u1ed1 \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng t\u1eeb doanh nghi\u1ec7p b\u00e1n b\u1ea3o hi\u1ec3m<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">M\u1ee9c \u0111\u1ed9 ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 v\u1edbi h\u00e0nh kh\u00e1ch v\u00e0 b\u00ean th\u1ee9 3.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Tr\u00e1ch nhi\u1ec7m c\u1ee7a ch\u1ee7 xe, ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Th\u1eddi h\u1ea1n c\u00f3 hi\u1ec7u l\u1ef1c c\u1ee7a b\u1ea3o hi\u1ec3m, ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 th\u1eddi gian c\u1ea7n thanh to\u00e1n ti\u1ec1n b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ng\u00e0y\/ th\u00e1ng\/ n\u0103m c\u1ea5p b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">M\u00e3 s\u1ed1, m\u00e3 v\u1ea1ch \u0111\u0103ng k\u00fd, qu\u1ea3n l\u00fd, s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m theo \u0111\u00fang quy \u0111\u1ecbnh t\u1eeb B\u1ed9 Khoa h\u1ecdc &amp; C\u00f4ng ngh\u1ec7.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Qua b\u00e0i vi\u1ebft tr\u00ean, m\u1ecdi ng\u01b0\u1eddi \u0111\u00e3 bi\u1ebft n\u00ean mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u \u0111\u1ea1t chu\u1ea9n v\u00e0 uy t\u00edn nh\u1ea5t. N\u1ebfu m\u1ecdi ng\u01b0\u1eddi g\u1ea7n \u0111\u1ecba \u0111i\u1ec3m b\u00e1n b\u1ea3o hi\u1ec3m th\u00ec c\u00f3 th\u1ec3 tr\u1ef1c ti\u1ebfp \u0111\u1ebfn mua. C\u00f2n trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n qu\u00e1 b\u1eadn r\u1ed9n th\u00ec b\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y online qua v\u00ed Momo. Vi\u1ec7c tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y s\u1ebd gi\u00fap b\u1ea1n tham gia giao th\u00f4ng an to\u00e0n h\u01a1n n\u00ean b\u1ea1n h\u00e3y mua c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tham kh\u1ea3o b\u00e0i vi\u1ebft li\u00ean quan:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><strong><a href=\"https:\/\/hoanghamobile.com\/tin-tuc\/dich-vu-cuu-ho-obike-plus-tai-hoang-ha-mobile\/\">\u01afu \u0111\u00e3i t\u1edbi 30% gi\u00e1 b\u1ea3o hi\u1ec3m TNDS cho \u00f4 t\u00f4 &amp; xe m\u00e1y t\u1ea1i Ho\u00e0ng H\u00e0 Mobile<\/a><\/strong><\/li>\n<li style=\"font-weight: 400;\"><strong><a href=\"https:\/\/hoanghamobile.com\/tin-tuc\/mua-bao-hiem-y-te-online\/\">H\u01b0\u1edbng d\u1eabn c\u00e1ch mua b\u1ea3o hi\u1ec3m y t\u1ebf online m\u1edbi nh\u1ea5t 2023<\/a><\/strong><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Hi\u1ec7n nay c\u00f3 nhi\u1ec1u \u0111\u1ecba \u0111i\u1ec3m b\u00e1n b\u1ea3o hi\u1ec3m xe m\u00e1y nh\u01b0ng nhi\u1ec1u ng\u01b0\u1eddi v\u1eabn ph\u00e2n v\u00e2n kh\u00f4ng bi\u1ebft mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u l\u00e0 chu\u1ea9n v\u00e0 uy t\u00edn. \u0110\u00e2y l\u00e0 m\u1ed9t lo\u1ea1i gi\u1ea5y t\u1edd b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 khi tham gia giao th\u00f4ng n\u00ean m\u1ecdi ng\u01b0\u1eddi ph\u1ea3i mua s\u1edbm \u0111\u1ec3 kh\u00f4ng b\u1ecb [&hellip;]<\/p>\n","protected":false},"author":102,"featured_media":280323,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29235,3910],"tags":[],"class_list":["post-280302","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-goc-to-mo","category-kham-pha"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.2 (Yoast SEO v24.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c: Mua \u1edf \u0111\u00e2u l\u00e0 chu\u1ea9n?<\/title>\n<meta name=\"description\" content=\"Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u \u0111ang l\u00e0 b\u0103n kho\u0103n c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi hi\u1ec7n nay v\u00ec h\u1ecd kh\u00f4ng mu\u1ed1n b\u1ecb ph\u1ea1t h\u00e0nh ch\u00ednh. 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